Texas Medigap Plan C – Plan C Benefits
|Medigap Plan Benefits||Plan C|
|Medicare Part A Coinsurance & Hospital Costs – up to an additional 365 days after Medicare benefits are used up|
|Medicare Part B Coinsurance or Copyment|
|Blood (First 3 Pints)|
|Part A Hospice Care Coinsurance or Copyment|
|Skilled Nursing Facility Coinsurance|
|Medicare Part A Deductible|
|Medicare Part B Deductible|
|Medicare Part B Excess Charges|
|Foreign Travel Emergency (up to plan limits)|
Texas Medigap Plan C covers all the Medicare copays and coinsurances that you would normally be responsible for except for the Part B Excess Charges.
An Excess Charge occurs when the amount that a doctor or other health care provider is higher than the Medicare-approved amount. The provider is legally permitted to charge only 15% more than Medicare’s assigned rates.
Plan C is one medigap option that you can use to cover some of the gaps in Medicare. Be careful not to confuse it with Medicare PART C, which refers to Medicare Advantage plans.
Our family-owned agency can help you with Medicare Supplement C information such as monthly premiums for each carrier, financial ratings of various insurance companies that offer Plan C, and an analysis of the carriers’ rate trend history over the last several years.