Texas Medigap Plan A – Benefits & Coverage
|Medigap Plan Benefits||Plan A|
|Medicare Part A Coinsurance & Hospital Costs – up to an additional 365 days after Medicare benefits are used up|
|Medicare Part B Coinsurance or Copayment|
|Blood (First 3 Pints)|
|Part A Hospice Care Coinsurance or Copayment|
|Skilled Nursing Facility Coinsurance|
|Medicare Part A Deductible|
|Medicare Part B Deductible|
|Medicare Part B Excess Charges|
|Foreign Travel Emergency (up to plan limits)|
Texas Medicare Supplement Insurance Plan A may have the least total benefits of any medicare supplement. However, it still covers the most important piece. It covers the 20% coinsurance for outpatient services that generally you would be responsible to pay. Considering that Part B covers expensive things like surgeries, this is a good benefit.
Plan A is an insurance policy offered to people under age 65 as well. Most insurance companies in Texas only offer Plan A to people under 65 on Medicare.
Often consumers feel confused about Part A and Plan A. Remember, Part A is your original Medicare hospital benefits. Plan A is one of the 10 medicare supplement insurance policies that beneficiaries can choose. It helps to pay the gaps in Medicare.
Our family-owned agency can help you with insurance Plan A information such as:
- Monthly premiums for each carrier
- Financial ratings for each carrier
- Recent rate trend history