Texas Medicare PFFS plans are not as common as they used to be. If you live in a rural service area where there are not many HMO or PPO options to choose from, you may find a Medicare PFFS plan available. You can use your plan at any provider that accepts the plan’s payment terms and conditions.

Some PFFS plans have Part D integrated, and some do not. If you enroll in one without Part D, you can choose to enroll in a standalone Part D plan to go alongside it.

These plans are very popular with snowbirds and other Medicare beneficiaries who travel since you can use them nationwide.

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