It’s easy to forget that dental health is important for whole-body health. Did you know that poor oral hygiene is linked to pneumonia? Gum disease is a contributing factor to diabetes and puts you at higher risk for heart attack, stroke, and coronary artery disease. The evidence is pretty clear that daily brushing and flossing, […]

As of 2019, the baby boomer generation includes all individuals within the 55 to 75-year-old age range – or approximately 75 million people in the U.S. today. If you find yourself on the wiser, more experienced end of this group, the time to put an individual disability insurance plan in place has passed. Hopefully, most […]

If you’ve got debt, it can be tough to decide whether you should pay that off first or start saving for retirement. After all, both actions should be at the top of your financial priority list.  Everyone wants to save for retirement, but most people put this responsibility off until it’s too late to reach […]

If you’re on a fixed income in retirement, every expense matters. Health care costs, in particular, are a source of stress because they’re often unexpected—and they always come at the worst time. Fortunately, people who struggle with health care costs may have options in Texas. Texas Medicare Savings Programs help people cover their out-of-pocket costs […]

Moving after retirement can be stressful. It involves investing a lot of time and money, and generally requires placing your trust in a realtor to negotiate in your best interests. Toss the paperwork, packing, and strains of scheduling a move into the equation and the sources of stress pile up. One way you can relieve […]

These days many people work well past 65. In many of these cases, Medicare pays secondary to the employer group health coverage. But what does that mean exactly? And should beneficiaries enroll in just Part A or also Part B? Will you need a drug plan? These are all common questions from workers across America […]

Each year, over 100,000 Medicare beneficiaries are diagnosed with a form of cancer. Inevitably, our clients often ask us about what Medicare would cover in the case that they were diagnosed with cancer. We also get the dreaded question of, “what now?” for the clients who want to know their options after being diagnosed. In […]

As a senior, you may have fallen short in your retirement nest egg. You may either be looking for ways to save more before retirement or need an additional source of income while in retirement. Side hustles are nothing to be frowned upon and can actually help you reach your financial goals a little quicker. […]

It seems like everything in our life is turning into an online purchase. We live in a world where you can get everything from groceries to Medicare insurance policies online. Is someone trying to keep us from leaving the house altogether? While I am probably going too far with my conspiracy theory, the truth is […]