Are you becoming Medicare eligible in 2019? If so, we have some updated costs for you. The cost of Medicare usually goes up each year due to inflation and other factors. However, this coming year, the cost of Medicare is only slightly increasing. Cost of Medicare Part A Premium You share in Medicare’s costs in […]
Medicare Supplement Plans in Texas. Do You Need One?
As people move closer to their Medicare effective date, they begin to stress over whether or not they should get a Medicare Supplement plan. The decision is usually difficult because they aren’t fully aware of how Original Medicare and Medicare Supplement plans work together. That’s why we are first going to discuss exactly what a […]
Medically Necessary Definition
One of Medicare’s main rules is that a service or supply must be “medically necessary” for Medicare to cover it. A service or supply that is required to either diagnose or treat a medical issue is considered medically necessary. Additionally, the service and/or supply must meet the standards of care. For example, Lifesaving surgery Certain […]
10 Things You Need to Consider When Touring an Assisted Living Center
Key Takeaways: When touring an assisted living facility, consider: What is your ideal retirement? What are your health and safety needs? What are your values? Do they have all their state licensing? Do they have references and referrals? What is your timeline for moving? Is the community’s location convenient? Which amenities does the community offer? […]
Medicare’s Annual Wellness Visit
No one can predict the future. You can’t know for sure what type of illnesses you might accumulate in life. However, Medicare has provided a way to help better prepare you for these types of possibilities by offering an Annual Wellness Visit (AWV). Medicare’s Annual Wellness Visit is an appointment with your primary care provider […]
Ultimate Medicare Guide to Osteoporosis
Every 3 seconds an osteoporosis-related fracture occurs. Researchers estimate that nearly 10 million Americans have osteoporosis and 34 million more suffer from low bone density. Let’s take a look at what osteoporosis is, how to treat it, and how Medicare will cover your treatment. What is osteoporosis? Osteoporosis is a disease that causes deterioration of […]
The Ultimate Glaucoma Medicare Guide
What is Glaucoma? As the world’s second leading cause of blindness, glaucoma continues to take over people’s lives. Glaucoma is an eye condition in which the optic nerve becomes damaged leading to vision loss. The optic nerve is the nerve that transfers images formed by the retina to the brain. Most of the time, the […]
The Link between Diabetes and Erectile Dysfunction
According to Webmd.com, studies show that up to 75% of men with diabetes will also experience erectile dysfunction. Erectile Dysfunction (also known as ED or impotency) is when a man has difficulty getting or maintaining an erection. Diabetes is a disease where the body struggles to produce insulin, causing elevated glucose levels in the blood. […]
5 Reasons to Work with a Medicare Broker
What is a Medicare Broker, anyways? If you are approaching 65 you may be exploring Medicare and looking for answers to this question. Alternatively, you may already be on Medicare and wondering why you don’t have a broker on your side! A Medicare broker is an independent insurance agent that gives you an unbiased opinion […]
The Ultimate Parkinson’s Medicare Guide
Parkinson’s disease (PD) is a disorder that impairs the substantia nigra. The substantia nigra is located in the center of the brain near the bottom outer edge. Within the substantia nigra are neurons that produce dopamine. When the dopamine production is diminished, it results in Parkinson’s. PD is different for everyone. The level of severity and the symptoms vary from person to person. The most common symptoms are non-motor symptoms. Some examples of non-motor symptoms are […]