As a senior, you may have fallen short in your retirement nest egg. You may either be looking for ways to save more before retirement or need an additional source of income while in retirement. Side hustles are nothing to be frowned upon and can actually help you reach your financial goals a little quicker. […]

It seems like everything in our life is turning into an online purchase. We live in a world where you can get everything from groceries to Medicare insurance policies online. Is someone trying to keep us from leaving the house altogether? While I am probably going too far with my conspiracy theory, the truth is […]

Penalties come in all forms. Whether you pay a fine for that library book you forgot to return or are charged for a late payment, we’ve all been assessed a penalty at some time. However, many people don’t realize that you can be charged penalties for not signing up for Medicare. Medicare penalties are no […]

Having a family or loved ones that depend on you can put you in a unique position. Every step-in planning takes into consideration the impact it will have on those around you. Nothing will have greater impact than an untimely passing with unprepared finances that leave your loved ones struggling paycheck to paycheck. With that, […]

One of the biggest misconceptions about Medicare is that it’s free. Unfortunately, Medicare is not free; you have to pay for it. The only part of Medicare that you have already been paying into for all your working years is Part A. That is why most people qualify for premium-free Part A when they turn […]

Choosing the best type of plan for yourself can be stressful. It’s especially difficult because you only have a limited initial enrollment window and many beneficiaries are concerned about choosing the wrong plan for them. The type of plan you initially choose can make or break your future with Medicare. With that said, you’ll want […]

Are you becoming Medicare eligible in 2019? If so, we have some updated costs for you. The cost of Medicare usually goes up each year due to inflation and other factors. However, this coming year, the cost of Medicare is only slightly increasing. Cost of Medicare Part A Premium You share in Medicare’s costs in […]

As people move closer to their Medicare effective date, they begin to stress over whether or not they should get a Medicare Supplement plan. The decision is usually difficult because they aren’t fully aware of how Original Medicare and Medicare Supplement plans work together. That’s why we are first going to discuss exactly what a […]

One of Medicare’s main rules is that a service or supply must be “medically necessary” for Medicare to cover it. A service or supply that is required to either diagnose or treat a medical issue is considered medically necessary. Additionally, the service and/or supply must meet the standards of care. For example, Lifesaving surgery Certain […]

Key Takeaways: When touring an assisted living facility, consider: What is your ideal retirement? What are your health and safety needs? What are your values? Do they have all their state licensing? Do they have references and referrals? What is your timeline for moving? Is the community’s location convenient? Which amenities does the community offer? […]