 |
|
|
Home >> Texas Medicare Supplements >> Chart
Each Texas Medicare Supplement Insurance policy option is made up of a certain combination of benefits. Use the following chart to determine which plan has the right benefits for you.
Note: Plans F also offers a high-deductible version for those interested in saving money on premiums. On the high deductible version, you must pay the first $2000 (in 2010) in expenses before the supplement policy pays anything. *Plans K & L also include a yearly out of pocket limit. After you meet this limit and your yearly Part B deductible ($155 in 2010) the plan pays 100% of covered services for the rest of the calendar year. In 2010, the yearly out-of-pocket limit for Plan K is $4620 and for Plan L is $2310. Texas Medicare Supplement Chart Glossary of Terms: Part A Coinsurance - Pays the daily hospital coinsurance for days 61 - 150, plus an additional 365 days at 100% of Medicare eligible expenses Part B Coinsurance - this covers the 20% that Medicare doesn't cover for Part B (outpatient) expenses Blood - pays for the first 3 pints of blood that Medicare doesn't cover Skilled Nursing Coinsurance - Covers the coinsurance for Skilled Nursing facility on days 21 - 100 up to $137.50 per day in 2010. Part A Deductible - pays this deductible ($1100 in 2010) Part B Deductible - pays the annual deductible for Part B (outpatient) services, which is $155 in 2010. Excess Charges - Part B excess charge benefit pays some or all of the difference between what your doctor charges and Medicare's approved amount, depending on which plan you choose Foreign Travel Emergency - pays 80% of the cost of your foreign emergency care after a $250 deductible. Maximum lifetime benefit is $50K. Part A Hospice Care Coinsurance or Copay - pays for Medicare-approved hospice benefits except for small copay for prescription medicines for patient comfort Part B Preventive Care Coinsurance - pays your coinsurance for Medicare Part B covered preventive care, such as immunizations, mammograms, pap smear, colorectal screenings, prostate screenings, and bone density tests. Request a free Texas Medicare Supplement quotePlease note this website is not connected with or endorsed by the United States government or the federal Medicare program. We offer Texas Medicare supplement insurance information and quotes only for your independent review of your Texas Medicare insurance options. |
Copyright 2007 TexasMedicarePlan.com All rights reserved. Terms | Login